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Twelve Bridges Financing

LoanForte is a division of Sacramento Valley Financial which was founded in 1985 by William J. Bright. William has been in the mortgage community since 1962 and has expertise in all areas of mortgage lending from originating of home loans to running branches of major banking institutions.

William Bright and his team of experienced mortgage professionals would love to add you to our list of satisfied clients. Please contact our office, we look forward to serving you and your family with all your home loan needs!

Contact us for more information.
(916) 412-5189

We offer the following products and services to serve you;

  • Reverse Mortgages (For home owners 62 years and older).
  • First time homebuyer programs.
  • 100% financing options (Based on sales price or appraise value, which ever is lower).
  • Rate and term conventional refinance.
  • Conventional purchases.
  • Conventional cash out refinances.
  • FHA rate reduction refinance.
  • FHA cash out refinance.
  • VA purchase.
  • VA rate reduction refinance.
  • VA cash out refinance.
  • Piggy back 1st and 2nd combination loans (Avoid mortgage insurance!).
  • PERS purchases
  • Alternative loan programs with less than perfect credit.
  • Conventional purchase for investment properties.
  • Conventional refinances for investment properties.
Thank you, for considering Loanforte. Our reputation is one of integrity and stability. We look forward to a chance to serve you.

Visit LoanForte Website

Loan Consultants

Tim Gibson

Phone: (916) 847-0006

Tim Gibson has been in the lending industry since the early eighties. Tim has experience in almost every type of loan and continues to grow with the fluctuating market. Tim has been very active in the Senior Citizen market for the past thirty years. He also has six years of experience in home improvement sales. Tim has been married for 27 years and has been a wonderful father participating in such things as 4-H with his children for more then ten years. Tim and his kids work with such animals as steers, sheep, goats, chickens, and more! Tim is truly an easy going person to be around and is ready to help you with your next loan.


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